Jio BlackRock Mutual Funds: These three funds will open for subscription from June 30 and will remain available until July 2.
Jio BlackRock Mutual Fund — a joint venture between Jio Financial Services and global investment giant BlackRock — has officially marked its entry into India’s mutual fund space. The firm has launched three open-ended debt mutual fund schemes, offering low-risk investment avenues with a starting point as low as ₹500.
Here’s everything you need to know about the new fund offers (NFOs) and how you can get started.
Overview of the Launch
Jio BlackRock has introduced the following three debt mutual fund schemes:
- Jio BlackRock Liquid Fund
- Jio BlackRock Money Market Fund
- Jio BlackRock Overnight Fund
These schemes are open for subscription from June 30 to July 2, 2025. Each scheme requires a minimum investment of just ₹500, making them highly accessible for first-time investors and those looking for low-risk, short-term financial instruments.
What Are Debt Mutual Funds?
Debt mutual funds are financial instruments that channel investments into fixed-income assets, including:
- Government bonds
- Corporate bonds
- Treasury Bills (T-bills)
- Commercial Papers (CPs)
- Certificates of Deposit (CDs)
These instruments typically offer lower risk than equity markets and are ideal for those seeking stable returns and capital preservation.
Scheme Details
1. Jio BlackRock Liquid Fund
It invests in debt and money market instruments that have a maximum maturity period of 91 days.
- Minimum Investment: ₹500
- Exit Load: Starts at 0.0070% on Day 1, reduces daily, and is nil after Day 7
2. Jio BlackRock Money Market Fund
Designed to provide consistent returns by investing in money market instruments maturing within 1- year. It’s suitable for conservative investors with a short- to medium-term investment horizon.
- Minimum Investment: ₹500
- Exit Load: None
3. Jio BlackRock Overnight Fund
This fund provides exposure to instruments with overnight maturity, making it ideal for investors looking to safely park surplus funds for a day or more with very low interest rate risk.
- Minimum Investment: ₹500
- Exit Load: None
How to Invest in Jio BlackRock Mutual Funds
Getting started with Jio BlackRock is simple and fully digital. Follow these steps to begin your investment journey:
Step 1: Gather Required Documents
Ensure you have:
- PAN card
- Aadhaar card (linked to your mobile number)
- Bank account details with IFSC
- KYC compliance (Check at cvlkra.com)
Step 2: Visit the Official Platform
Head over to the official website: www.jioblackrock.com
Alternatively, you can download the mobile app (if available).
Step 3: Register or Log In
- Click on ‘Invest Now’
- Register using your email ID, phone number, and PAN
Step 4: Complete KYC (if not already done)
- Upload your PAN and Aadhaar
- Complete video KYC or schedule in-person verification
Step 5: Choose Your Scheme
Select from any of the three debt mutual funds:
- Liquid Fund (91-day maturity)
- Money Market Fund (up to 1 year)
- Overnight Fund (1-day maturity)
Step 6: Input Investment Details
- Enter investment amount (minimum ₹500)
- Choose between Lump Sum or SIP (Systematic Investment Plan)
- Set your SIP frequency (if applicable)
- Link your bank via Net Banking or UPI
Step 7: Review and Confirm
- Check all investment details and applicable exit load
- Click ‘Confirm’ or ‘Invest Now’
- Complete the payment securely
Step 8: Receive Confirmation
You’ll receive:
- Transaction confirmation via SMS/email
- A folio number for tracking
- Option to download your account statement
Conclusion
Jio BlackRock’s debut offerings bring a strong combination of credibility, ease of access, and investor-friendly features. With a low entry point of ₹500, no complex onboarding, and minimal risk exposure, these three debt schemes offer an excellent option for short-term savers, first-time mutual fund investors, and those looking to diversify their portfolios.
Whether you’re looking to park surplus cash for a day or invest for a few months with stable returns, Jio BlackRock’s debt NFOs are worth considering.
Start small, think big — and let your money work smarter.
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Disclaimer:
All the information in the blog is for educational purposes only. I am not a SEBI-registered advisor. Please consult with a qualified financial planner or do your research before making any investment. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
FAQs
1. What is the minimum amount needed to invest in Jio BlackRock mutual funds?
You can start investing with as little as ₹500 in any of the three schemes.
2. Are Jio BlackRock mutual funds safe for first-time investors?
Yes, these are debt funds, which generally carry lower risk compared to equity funds, making them suitable for conservative or new investors.
3. What is the difference between the Liquid Fund, Money Market Fund, and Overnight Fund?
Liquid Fund: Invests in instruments with maturity up to 91 days.
Money Market Fund: Focuses on instruments maturing within 1 year.
Overnight Fund: Invests in instruments maturing in 1 day.
4. Is there any exit load on these schemes?
Liquid Fund: Yes, a graded exit load for the first 7 days.
Money Market & Overnight Funds: No exit load.
5. Can I invest through SIP in these funds?
Yes, Systematic Investment Plans (SIPs) are available. You can choose your preferred frequency while investing.
6. How do I complete KYC to start investing?
You need a PAN card and an Aadhaar linked to your mobile number. You can complete KYC online through video verification.
7. How do I track my investment after I’ve made it?
You’ll receive a folio number, transaction confirmation, and access to your investment statement via email/SMS.
8. Can I invest in these funds through a mobile app?
Yes, Jio BlackRock is expected to have a mobile app, in addition to its official website, for investing purposes.
9. Are the returns from these funds fixed?
No, returns are not fixed. Although low-risk, returns from debt funds may fluctuate based on market interest rates and fund performance.
10. Is there a lock-in period for these mutual funds?
No, all three schemes are open-ended with no lock-in period, providing easy entry and exit.
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